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Posts by Susan Preston

All Insurance is Not Alike

Written by Susan Preston All Insurance is Not Alike
This has been a tough year for many businesses in the United States. With everything going on, there has been a tremendous focus on the insurance industry and what policies... Read More →
Published in Business

‘Tis the Season to be Sued

Written by Susan Preston ‘Tis the Season to be Sued
  There is virtually no way to avoid an increase in tension during the holidays. The result of too much to do and too little time results in uptight, overwhelmed... Read More →
Published in Business

Avoiding Catastrophe in the Spa: Dogs, Beds, and Cryotherapy

Written by Susan Preston Avoiding Catastrophe in the Spa: Dogs, Beds, and Cryotherapy
Through the years, we have seen many unexpected claims, especially those that relate to general liability. While spas understand professional requirements, general liability claims are often due to bad luck... Read More →
Published in Business

Claims Over Water Issues: Preventing Loss

Written by Susan Preston Claims Over Water Issues: Preventing Loss
Day spas in America are doing well. They combine services and offer the busy client more than one option for beauty treatments. Most spa owners understand the need for professional... Read More →
Published in Business

Independent Contractors: Issues to be Aware of

Written by Susan Preston Independent Contractors: Issues to be Aware of
Most spas would prefer to hire people as independent contractors. The added cost of making people employees can be staggering. Employers are assessed payroll tax on their employees and they... Read More →
Published in Business

Covering All the Bases: Informed Consent Forms

Written by Susan Preston Covering All the Bases: Informed Consent Forms
The aesthetic industry offers a wide variety of services and procedures. When reviewing a spa menu, it is important to decide when informed consent is needed.   Informed consent is... Read More →
Published in Business

Is Your Spa Safe? Why Fashion and Spa Safety Don’t Mix

Written by Susan Preston Is Your Spa Safe? Why Fashion and Spa Safety Don’t Mix
You might not think stiletto heels have anything to do with the spa or insurance. But, as an insurance broker of many years for the beauty and skin care industry,... Read More →
Published in Business

Infections, Insurance, and Preparing for the Inevitable

Written by Susan Preston Infections, Insurance, and Preparing for the Inevitable
The world is full of strange diseases and how people pick them up is often one of the great mysteries of life. Once a person has an infection, they will... Read More →
Published in Business

When Disaster Strikes, Which Coverage is Right?

Written by Susan Preston When Disaster Strikes, Which Coverage is Right?
There are many theories on how climate change affects our world. In the past, some people chose not to believe in it. Looking back at 2017 and 2018, it is... Read More →
Published in Skinsurance

Accurate Assessment: Avoiding Lawsuit Through Precise Skin Typing

Written by Susan Preston Accurate Assessment: Avoiding Lawsuit Through Precise Skin Typing
The United States is a melting pot and always will be. Anyone who has done a DNA testing sample is likely to find multiple ethnic strains. Multiple heritages make it... Read More →
Published in Insurance & Legal
January 2026
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January 2026

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