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The United States is a melting pot and always will be. Anyone who has done a DNA testing sample is likely to find multiple ethnic strains. Multiple heritages make it much more difficult to classify someone into one of six Fitzpatrick skin type categories. It has been said you can’t judge a book by its cover. While that may be an overused adage, it certainly…
Before beginning any aesthetic treatment, let alone a medical aesthetic treatment, it is a good idea to have general and professional liability insurance in place. This is true when performing medical hair removal, even with a medical director. Both laser hair removal and electrolysis can be classified as medical hair removal. A professional’s ability to perform these services will vary depending on the state in…
Business owners rely on the professional equipment they purchase to work efficiently and deliver quality performance. In a perfect world, equipment would work well and never break down or malfunction. Unfortunately, this is not the case! Business owners understand that there are times when equipment may malfunction or quit working properly. This scenario is when warranties come into play and why they are so important.

Liability Possibilities in the Spa

Written by Antonia Schreiber, L.E., L.M.T.
Thus far, there are random stories that stick out in my professional career as an aesthetician as strange milestones. The first story that comes to mind is when I had to explain to a former employee why her two shih tzus could not lie under the aesthetics table while she provided services. Or, the beyond-irate pregnant woman who ripped her client intake form up in…

Are you Covered?

Written by Susan Etter
Let us take a look at this scenario: you have decided to get laser hair removal. You first visit Spa A, which promises to give you six treatments – all for the incredible price of $99 and the offer is only valid if the first treatment is done immediately. Next, you visit Spa Z, where a consultation visit is scheduled first. During this consultation, possible…
The advent of medical spas has brought forth new issues related to risk management and insurance in general. The usual suspects include property and liability coverage, with the added wrinkle of professional liability or “malpractice” coverage. Further, no two medical spas seem to be quite the same—as such, each spa will need a customized insurance program to ensure that all exposures have been properly covered.Insuring…
Professional liability (also known as “malpractice” or “errors & omissions”) insurance covers you and your business against lawsuits arising out of your professional services. While this coverage is readily available, not all policies are created equal. In order to provide adequate coverage, a policy must be designed to cover the unique operations of an aesthetic or spa business. This special type of insurance coverage can…
At the onset of a design or re-design of your skin care facility you may want to assess or reassess your vulnerability to Mother Nature. It is a very real threat accompanied by the fear of loss of income, loss of wages, workplace disruptions, structural damage, and sometimes injuries and even death. What is a business owner to do? What is an employee to do?…

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